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It’s Boating Season

Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco. 

Don’t let an accident wreck your fun!

  •  Life Preservers Aren’t Just for Kids. It’s not enough to just have life jackets on board — wear them! In an accident, people rarely have time to reach for a life jacket. This rule applies to adults, not just children: More people in their 30's die in boating accidents than any other age group. Life vests  have come a long way in style. Today, you can even get vests for your water-loving dog!
  •  Watch the Back of the Boat. Carbon monoxide kills in minutes. So tell your passengers where your exhaust pipes are located and turn off your engine when people are in the water, and don't let passengers "ski" or “teak-surf” by holding on to the back of the boat. Both Washington and Oregon  made teak-surfing illegal in the last few years, after several tragic deaths. Carbon monoxide detectors are standard on most new boats; older boats install devices for less than $100. 
  • Alcohol and Boating Don't Mix. More than 50 percent of drowning’s result from boating incidents involving alcohol. You don’t drink and drive, so don’t boat and drive. 
  • Boats Need TLC Too When you're out on the water, make sure your gas tanks are vented and bilges are free of vapors, oil, waste and grease. Carry a charged fire extinguisher. Have your boat's operating systems checked yearly by a certified marine technician. The Coast Guard Auxiliary and  United States Power Squadrons also offer free vessel safety checks.
  •  Experience Counts! The U.S. Coast Guard says that operator errors account for 70 percent of all boating accidents. Make sure anyone who drives your boat is properly trained. You can also earn boat insurance discounts from Safeco and other insurers if you complete a safety course with the  Coast Guard Auxiliary or U.S. Power Squadrons.

 

Sites for Information:

Coast Guard: www.uscgboating.org

Coast Guard Auxiliary: nws.cgaux.org/

Safeco tips: www.safeco.com/insurance-101/consumer-tips/your-boat

Not only do you need to how to be safe, but you also need to make sure you have the correct coverage.

We at Gilles Insurance Agency can help you through your coverage selection and make sure that you are getting all the discounts available.  Below is a list of discounts that are available with some of our companies.

*Account Credit
*Diesel Power Credit
*Power Squadron or Coast Guard Auxiliary Course
*Ohio Boating Basics Course
*Homeowners Credit
*Billing Plan/Paid in Full credit
*Boat Experience Credit
*Boat Ownership Credit
*Multiple Watercraft Credit
*Advanced Quote Credit
*CO2/Halon Fire Extinguishing System
*Fume/Vapor Detector
*Automatic Bilge Pump
*VHF/Ship-to-shore radio
*Depth Finder
*Radar
*LORAN/GPS

Call Gilles Insurance Agency at 740-990-7107 or e-mail kim.gilles@gillesinsurance.com for more info or to get your quote today.

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