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Gilles Smith Purdum Insurance Agency, LLC Blog: 7_2013

View the latest blog posts from Gilles Smith Purdum Insurance Agency, LLC.

In our last blog we talked about what goes into determining the replacement cost of your home should a disaster strike.  The question was posed, is your home insured at full replacement cost and what happens if it is not?  Your agent can help you to determine the replacement cost by asking you specific details of your home and plugging them into the estimator. READ MORE >>

Homeowners Insurance, actually property insurance in general has been a hot topic for the last couple years.  We continue to see rate increases and property values going up. The big question that I get all the time is why is the replacement cost on my home going up when the market value has gone down? READ MORE >>

We covered Term Insurance in our last blog.  Now lets talk about Permanent Insurance.  This is a policy gives you life-long coverage as long as you continue to pay your premiums.  Permanent Insurance is also referred to as Cash Value policies. The cash values accumulate on a tax-deferred basis. READ MORE >>

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